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Financial Aid

We understand the financial aid process can be confusing. There are just a few simple steps to follow to see how much financial aid we can offer you.

  1. Apply for Admissions for free to determine your Merit scholarship amount. *Athletes please refer to your coach for scholarship amounts.
  2. Complete the FAFSA (Free Application for Student Aid) at www.studentaid.gov. *International students do not need to complete the FAFSA.
  3. Once you are admitted and have a FAFSA completed, we can offer you financial aid!

Important Dates to Remember



October 1

Begin submitting your FAFSA for the following school year (EX. October 1, 2020 submit your FAFSA for the 2021-2022 school year)

December 1

Priority FAFSA completion date

January 1

Financial Aid Offer letters available (new, accepted students with FAFSA results on file with the Financial Aid Office)

Financial Aid Process
Accessing Your Award

If you have received an email indicating you have a financial aid award to view, complete the following steps!

Step 1: Accepting or rejecting your financial aid

Log in to ArgoExpress to view, accept or reject your financial aid award package. Remember to come back to this page after you review your offer to ensure you complete all steps.


Step 2: Federal Direct Stafford Loans

All first-time borrowers at the University of Providence are required to complete Loan Entrance Counseling. The rights and responsibilities of a student borrower are outlined in the counseling session. Loans proceeds will not disburse to student accounts until the counseling is complete. The counseling session will take about 30 minutes, and will take you step-by-step through the loan process. The financial aid office will be notified electronically of successful completion of entrance counseling.

A Master Promissory Note (MPN) is a promissory note that can be used for one or more academic year, for multiple loans. A completed MPN must be on file before loan proceeds will disburse to a student account. Only one MPN is required for both Subsidized and Unsubsidized loans, and will be valid for up to ten years. The MPN on-line process may take up to 30 minutes to complete. You will be required to provide names, addresses and phone numbers for two references who have known you for at least 10 years, and are not in the same household. The financial aid office will receive electronic confirmation of the completion of the MPN, but it is suggested that a copy of the MPN be printed and kept for your records.

If you have accepted a Direct Stafford loan and are a first-time borrower at University of Providence, you must complete the online entrance counseling and a Master Promissory Note to receive your Federal Stafford loan funds. Additional information regarding these requirements may also be viewed at the link provided.


Step 3: PLUS Loan and Alternative Loan Options

Federal Parent PLUS Loan

These loans are for dependent students only. If your parent is interested in borrowing a Federal PLUS loan complete the PLUS Loan application and PLUS Master Promissory Note.

Alternative Loan Options

  • We do not recommend one private lender over another. Click here to review some of your options. As you are considering your choice it is important for you to review such criteria as:
    • Repayment terms and options
    • Credit scoring
    • Interest rate calculation
    • Cosigner policy
    • Fees – both upfront and for late payment



You have completed your online financial aid award.

Contact Information


Kelli Engelhardt

Director of Financial Aid and Veteran School Certifying Official